Older adults are renovating to stay at home

How Baby Boomers and Seniors Are “Aging in Place”

Bill and Betsy Owens recall the growing concerns they had about their house—built in 1876—in Powell, Ohio. They loved the 12-foot ceilings, the circular stairway and the formal parlor. But when the couple thought about the future, the home’s steep steps and narrow doorways meant “it wasn’t very livable,” says Mr. Owens, age 57.

So, three years ago, the Owens built an addition. Now there are no steps from the driveway into their new kitchen and great room. A control pad with smart technology turns lights on and off, and three-foot-wide doorways offer easy access for a grandchild in a stroller or, if the Owens should need it, a walker or wheelchair.

“Our homes aren’t aging as well as we are,” says Mr. Owens, a Columbus, Ohio, contractor.

Older adults are renovating to stay at homeCall it a baby-boom building boom. Hoping to remain in their homes and communities as they age—but recognizing that living spaces can become unsafe and difficult to navigate—people in their 50s and beyond are retrofitting houses, building additions or constructing new digs with age-friendly features.

“You have to design for a ‘you’ that doesn’t exist yet,” says Louis Tenenbaum, a Rockville, Md., contractor and founder of the Aging in Place Institute, a nonprofit that educates businesses and consumers about aging in place.

The big picture is worrisome. A recent study from the Joint Center for Housing Studies of Harvard University found that less than 25% of homeowners age 55-plus have a bedroom and full bathroom on the first floor of their homes, a way to get into the house without steps, and no steps between rooms—universal design features that make life easier for all ages.

Remodeling can be pricey. But given the high cost of care in an assisted-living facility or nursing home, such improvements can make sense, experts say.

“People have a financial plan, an estate plan and an insurance plan. How about a frailty or disability plan?” asks Mary Tuuk, a

geriatrician in Denver.

Here is a look at three families who have taken the plunge.

Say goodbye to steps

Two years ago, Frank Briber made the case to his wife, Fran Pollitt: He was no longer willing to live in Fryeburg, Maine. The town has no public transportation, and Portland, the nearest big city, is 90 minutes away. “Rural Maine is a tough place to live as you grow older,” says Mr. Briber, 65, a retired banker.

The pair decided to move to Wayland, Mass., a Boston suburb. They bought Ms. Pollitt’s mother’s house, tore it down and are building a brick, French-chateau-style home.

“We’ve seen our parents get old,” Mr. Briber says. “We want to make it as easy as possible as we enter those years.” For the couple, that means minimal upkeep and no-hassle navigating.

When the house is completed in the first half of next year, it will have a gently sloped walkway—really a ramp with landscaping on both sides to disguise it—to the step-free door. The pair’s master bedroom and bath will be on the main level. The powder room will have a wide door, grab bars that look like elegant towel bars, and a vanity with space below for a walker.

When their adult children (each has two from a prior marriage) and the grandchildren visit, their quarters will be upstairs.

Mr. Briber doesn’t want to worry about mowing, so he’s creating a meadow with wildflowers. And then there is the backyard. “We could have had beautiful tiered terraces,” says Ms. Pollitt, 61, “but we can’t be going up and down steps all the time.” It, too, will be sloped with few stairs.

The couple expects to spend $3 million. The hefty price is less the result of its age-friendly features than of high-end finishes and materials. (It will be a passive-energy house—one designed to use far less energy than the typical home.) Still, if they ever have to sell, Mr. Briber says, “there are enough retired people who would buy this house in a second. There are very few homes designed with aging in place in mind.”

The bathroom gets an upgrade

Sally Evans, 67, and Brian Rodgers, 66, adore their Bellaire, Texas, townhouse and want to live there “for 20 or 30 more years,” says Ms. Evans.

But their small master bathroom had turn faucets, a deep, treacherous bathtub, a narrow 24-inch-wide door, and a step-up shower with sliding glass doors. 

Not today. The door was expanded 10 inches, and the new vanity is raised, making it gentler on the back. The couple nixed the tub and installed lever faucets. (“It’s a lot easier to use,” says Ms. Evans, “and arthritis runs in my family.”) There is also a curbless walk-in shower with a teak fold-up chair.

Oh yes, and five grab bars.

“Even though we don’t need them now, we thought, ‘Why not put them in and be ready?’ ” says Ms. Evans, a public-relations consultant. “Brian and I are in good shape and work out five days a week, so I’m amazed at how much I use the grab bars. I don’t want to take the chance of falling.” She finds the grab bar with a hand-held shower head on it “cool.”

It cost $32,500 to retrofit their bathroom; age-friendly items added just $2,000 to the tab.

No bending, no tripping

The four bedrooms in the Owens’s 19th-century home are an 18-step climb from the first floor.

“Life has a way of throwing you curveballs. It’s a pretty big deal if something were to happen now or in 20 years,” says Mr. Owens.

So the Owens looked around and decided that if they ever need a bedroom on the first floor, it will be their parlor. A full bathroom that’s already nearby makes them golden. 

Today, there are no steps anywhere on the first floor and expansive spaces to move about. “As soon as you walk through the door, you know something is different,” Mr. Owens says.

To prevent tripping, the rugs and entry mat in the new space are recessed into the hardwood floor. The wood is good for walking and wheelchairs, holds up well, and is easy to maintain. A heated-tile floor, great for cold mornings, is also flush with the hardwood in another area.

Kitchen counters have variable heights for sitting (if a person wishes to sit, or if someone is in a wheelchair) and standing. Upper cabinets are few; that helps eliminate heavy lifting, reaching for items, and potentially falling. Drawers and doors underneath the counter close automatically, requiring no hand strength.

Rather than bend down to reach plugs, the couple put outlets at least 18 inches off the floor. A keyless entry means one less thing to worry about, too.

About one-third of the $170,000 price tag for the addition (which would have run $220,000 if Mr. Owens wasn’t in the building business) was spent on age-friendly features, but guests and family of all ages are benefiting. He points out that his three children, ages 17 to 23, will “especially appreciate the no-step entry if they blow out their knees skiing!”

family

3 Generations Under One Roof: Multigenerational Living–AARP

Have you noticed more people around your neighborhood? That long-gone college grad is back across the street, and Grandma's moved in, too. The older couple next door has a full house — their son, his wife and two kids. The ranch a few doors down was just bought — jointly — by adult children and their parents.

Three generations under one roof, known as multigenerational housing, is here to stay.

 
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The Ng family (parents Karen and Melvin, son Jason, girlfriend Jamie and baby Addison) lives in a multigenerational household in Hawaii. — Daniel Hennessy

According to a Pew Research Center analysis of the latest U.S. Census Bureau data, approximately 51 million Americans, or 16.7 percent of the population, live in a house with at least two adult generations, or a grandparent and at least one other generation, under one roof. The Pew analysis also reported a 10.5 percent increase in multigeneration households from 2007 to 2009. And a 2012 survey by national home builder PulteGroup found that 32 percent of adult children expect to eventually share their house with a parent.

"It used to be older people whose money had run out who were living with their children, and now it's the next generation that can't keep up," says Louis Tenenbaum, a founder of the Aging in Place Institute, which promotes "multigen" remodeling.

True, multigenerational families bunking together is hardly news in certain cultures. In 2009, 9.4 percent of Asian households, 9.5 percent of African American ones and 10.3 percent of Latino homes were multigenerational (compared with 3.7 percent of non-Hispanic white households).

But strong indications show that multigenerational living is on the rise: The U.S. 65-plus population is expected to more than double to 92 million by 2060. Sixty-one percent of Americans ages 25 to 34 have friends or family who have moved back in with parents or relatives (because they have no job, no money and no other place to live). And the latest census projections show the clear growth in cultures, such as Latinos, that already embrace multigenerational housing (non-Hispanic whites will no longer make up the majority of the population by 2043).
Could this be an idyllic world of built-in child care, elder care and three square meals? A solution for avoiding isolation in old age? A way for pooled finances to go further?

Another Pew report did find that more than three-quarters of "boomerangs" — the young adults ages 25 to 34 who move back in with their parents — were satisfied with their living situation. Almost half paid rent and nearly 90 percent helped with household expenses. And in a 2011 report of multigen dwellers by Generations United, a Washington, D.C.-based advocacy group, 82 percent said the setup brought them closer, 72 percent mentioned improved finances, and 75 percent saw care benefits.

Consider long-term care costs alone. A 2012 MetLife Mature Market Institute survey put the average annual cost of a private nursing home room at $90,520, a semiprivate at $81,030 and assisted living at $42,600. Add to those costs the value of peace of mind knowing a loved one is being cared for by family, and multigenerational housing may be the new assisted living plan.

Designing for multigenerational living

Builders and remodelers are ready to support the growing trend. Want or need to stay put? The number of certified aging-in-place specialists who help older folks remain safely at home has more than doubled to nearly 5,000 since 2008. And the construction of new houses has started to get off the ground again.

Some builders have begun offering two master suites, a den or family room that can be converted into a bedroom and bathroom on the first floor, and other "bonus areas" with flexible space that can change with family needs. A two-car garage might shrink to one car and the extra area morph into living space for a grandparent or boomerang kid. Builders and remodelers are offering universal design features (wider hallways and doors, good lighting, few or no steps) that work for a baby stroller or a wheelchair. Some builders are installing infrastructure for future bathroom grab bars and stacking closets for down-the-road elevators.

In 2011, national builder Lennar introduced its first Next Gen house in Phoenix, geared to more than one generation. Now Lennar offers more than 50 Next Gen floor plans in 120 communities in California, Washington, Arizona, Nevada, Minnesota, Texas, New Jersey, Florida, North Carolina and South Carolina.

Next Gen's concept is two houses in one: The main home has three or four bedrooms, and there's an attached unit with its own front entrance, kitchen, bedroom, living space and garage. Perfect for an aging parent (or lucky nanny or guest, or as a man cave), it's typically one-fifth the size of the main house. An adjoining inner door can be left open so the house can be one big home or, when closed, two residences.

Last November, Tom Moser, 60, a financial planner, and his wife, Kristin, 56, a registered nurse, moved into a Next Gen home in Marana, Ariz., with Tom's dad, Lee, 82, a widower, who had lived 20 miles away. Tom had worried because night driving was becoming a concern for Lee and he "was kind of housebound."

Each sold his respective home and chipped in to buy the $300,000, 3,200-square-foot, two-unit residence. (Tom's living space is 2,500 square feet; his dad's is 700.) Lee pays 15 percent of the utilities and helps with errands.

Tom's sister Diane Weeks, 58, and brother-in-law, Wes, 57, along with Wes' parents, have moved next door into another Next Gen home; their son, his wife and baby lived there for a while, too. Tom's mother-in-law, Susan Liem, 81, just bought the house on Moser's other side. "Everyone has separate space. We're not stepping on each other," he says. "This is my dream of being able to care for one another, but not do it alone."

Tom has his own elder care plan: "When I'm 80, I know exactly where my wife and I are moving: right into my father's place. Hopefully, my son or daughter [now 23 and 26] will slide into my place."

A helpful arrangement

Multigenerational setups were common during the Great Depression but declined once people began to rebound economically. Now, as John Graham, coauthor of Together Again: A Creative Guide to Successful Multigenerational Living, observes, the recent recession has prompted a move back from valuing independence to interdependence.

"Families may be coming together because of the economy," says Donna Butts, executive director of Generations United, "but they're staying together because it helps them all."

Jason Ng, 38, his girlfriend, Jamie Sonoda, 30, and their 20-month-old baby, Addison, live in a home he and his parents rebuilt on their property in Aiea, Hawaii. His mother, Karen, 64, has dubbed the den "the nest," because she and her husband, Melvin, 69, have private space to watch TV. The two couples split bills equally: mortgage, utilities and groceries. Karen and Melvin adore caring for their granddaughter during the week when Jason and Jamie are at work, and don't charge the new parents.

"I dream of having my own house, but the land in Hawaii is expensive," says Jason. "If I moved where it's cheaper I'd have a 1.5-hour commute. I love where I grew up, and a comparable house goes for $700,000 to $800,000. We got everything we wanted for $500,000 and split that. And we live in the same house as my parents, so if there's an emergency, I'm right here."

Then, the challenges

But the multigenerational housing scenario is not so rosy for everyone. Family friction, strain on spouses, and less opportunity for work and personal time are very real concerns.

Kris Radjewski's 92-year-old mother-in-law has lived with her, Kris' husband, Ed, 55, and their 14-year-old daughter, Lexi, in Lake Hopatcong, N.J., for 13 years. The elder Mrs. Radjewski has taken over the family room in the basement, where Kris' older daughter, now away at school, would entertain friends. Now Lexi feels she has no space for hers. "She's fed up and wants her life back," says Kris, 50. "My daughter needs her mom, and I'm either working or taking care of Grandma."

Ofelia Ramirez, 37, a housecleaner from Kyle, Texas, can relate. She has the 24/7 company of her husband, 42, her children, ages 16, 14, 7 and 6, and her 80-year-old mother-in-law. "The kids like having her around and we get to share a lot of memories," says Ramirez. The downside is unsolicited advice about how to raise her children and feeling she can't have their own friends over for dinner. And yet, on days her mother-in-law is not around, "it feels like somebody is missing."

Ellen Lewis, 49, of Leonardtown, Md., describes having her mom, now 78, live with her, her second husband and her four kids, ages 10 to 20, as "not bliss, but it's not hellish either."

Lewis, who owns two knitting shops, says her parents (her dad died in 2001) were incredibly helpful when she was raising her kids, dealing with a failing first marriage and then dating her future husband. "But the dynamic has changed a lot over the years. You can't look at this as an equal relationship," she says. "It's OK. It's my time to take care of her. I have to remember the good times. I don't want to see her in a nursing home."

If you like this multigen concept, check out these tips to make the arrangement work.

Photo by Daniel Hennessy of the Ng family for the AARP Bulletin